Has anyone ever got a "60 second decision" from an online credit card application?
I realize credit cards are the devil, and I'm trying to pay all of them off. However, I was late by 1 or 2 days since the company didn't credit my payments until they felt like it. As a result, I am now at the default rate of 30.37% APR. I can't afford
yes you need to go look online at credit cards.com and there are alot to pick from, you can apply for as many as you want and get instant approval within 1 minute

chase credit
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